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50+ Lending & Co-Lending Partners
The South Indian Bank
The South Indian BankBankVerified Partner
CSB Bank
CSB BankBankVerified Partner
Aditya birla capital
Aditya birla capitalNBFC/FinanceVerified Partner
Mizuho Capsave Finance
Mizuho Capsave FinanceFintech/TReDSVerified Partner
Power2SME
Power2SMEFintech/SCFVerified Partner
SG Finserve
SG FinserveNBFCVerified Partner
Drip Capital
Drip CapitalFintech/SCFVerified Partner
Unloq
UnloqFintech/SCFVerified Partner
Modifi / MODIFI B.V.
Modifi / MODIFI B.V.Fintech/SCFVerified Partner
Shapoorji Pallonji Company
Shapoorji Pallonji CompanyNBFC/ConglomerateVerified Partner
Receivables Exchange of India
Receivables Exchange of IndiaTReDS PlatformVerified Partner
C2TReDS —
C2TReDS —TReDS PlatformVerified Partner
Mintifi
MintifiFintechVerified Partner
MYND FINTECH
MYND FINTECHFintechVerified Partner
Jio Financial Services
Jio Financial ServicesNBFC/FinanceVerified Partner
FinAGG Technologies
FinAGG TechnologiesFintech/SCFVerified Partner
Red Fort Capital Finance
Red Fort Capital FinanceNBFC/FinanceVerified Partner
RBL Bank
RBL BankBankVerified Partner
YES BANK
YES BANKBankVerified Partner
DBS Bank
DBS BankBankVerified Partner
IDFC First Bank
IDFC First BankBankVerified Partner
Central Bank of India
Central Bank of IndiaBankVerified Partner
State Bank of India
State Bank of IndiaBankVerified Partner
Hero FinCorp
Hero FinCorpNBFCVerified Partner
Tata Capital
Tata CapitalNBFCVerified Partner
Ratnaafin Capital
Ratnaafin CapitalNBFCVerified Partner
Siemens Financial Services
Siemens Financial ServicesNBFC/FinanceVerified Partner
GetVantage
GetVantageFintech/Revenue-BasedVerified Partner
Tradewind Finance
Tradewind FinanceTrade FinanceVerified Partner
RAR Fincare
RAR FincareNBFCVerified Partner
Volofin Capital Management —
Volofin Capital Management —Fintech/Trade FinanceVerified Partner
Credit Suisse Group
Credit Suisse GroupBankVerified Partner
Profectus Capital
Profectus CapitalNBFC/FinanceVerified Partner
Recur Club Technologies
Recur Club TechnologiesFintech/Debt MarketplaceVerified Partner
Solfin Sustainable Finance
Solfin Sustainable FinanceNBFC/Sustainable FinanceVerified Partner
HDFC Bank
HDFC BankBankVerified Partner
Bajaj Finance
Bajaj FinanceNBFCVerified Partner
Deutsche Bank
Deutsche BankBankVerified Partner
The South Indian Bank
The South Indian BankBankVerified Partner
CSB Bank
CSB BankBankVerified Partner
Aditya birla capital
Aditya birla capitalNBFC/FinanceVerified Partner
Mizuho Capsave Finance
Mizuho Capsave FinanceFintech/TReDSVerified Partner
Power2SME
Power2SMEFintech/SCFVerified Partner
SG Finserve
SG FinserveNBFCVerified Partner
Drip Capital
Drip CapitalFintech/SCFVerified Partner
Unloq
UnloqFintech/SCFVerified Partner
Modifi / MODIFI B.V.
Modifi / MODIFI B.V.Fintech/SCFVerified Partner
Shapoorji Pallonji Company
Shapoorji Pallonji CompanyNBFC/ConglomerateVerified Partner
Receivables Exchange of India
Receivables Exchange of IndiaTReDS PlatformVerified Partner
C2TReDS —
C2TReDS —TReDS PlatformVerified Partner
Mintifi
MintifiFintechVerified Partner
MYND FINTECH
MYND FINTECHFintechVerified Partner
Jio Financial Services
Jio Financial ServicesNBFC/FinanceVerified Partner
FinAGG Technologies
FinAGG TechnologiesFintech/SCFVerified Partner
Red Fort Capital Finance
Red Fort Capital FinanceNBFC/FinanceVerified Partner
RBL Bank
RBL BankBankVerified Partner
YES BANK
YES BANKBankVerified Partner
DBS Bank
DBS BankBankVerified Partner
IDFC First Bank
IDFC First BankBankVerified Partner
Central Bank of India
Central Bank of IndiaBankVerified Partner
State Bank of India
State Bank of IndiaBankVerified Partner
Hero FinCorp
Hero FinCorpNBFCVerified Partner
Tata Capital
Tata CapitalNBFCVerified Partner
Ratnaafin Capital
Ratnaafin CapitalNBFCVerified Partner
Siemens Financial Services
Siemens Financial ServicesNBFC/FinanceVerified Partner
GetVantage
GetVantageFintech/Revenue-BasedVerified Partner
Tradewind Finance
Tradewind FinanceTrade FinanceVerified Partner
RAR Fincare
RAR FincareNBFCVerified Partner
Volofin Capital Management —
Volofin Capital Management —Fintech/Trade FinanceVerified Partner
Credit Suisse Group
Credit Suisse GroupBankVerified Partner
Profectus Capital
Profectus CapitalNBFC/FinanceVerified Partner
Recur Club Technologies
Recur Club TechnologiesFintech/Debt MarketplaceVerified Partner
Solfin Sustainable Finance
Solfin Sustainable FinanceNBFC/Sustainable FinanceVerified Partner
HDFC Bank
HDFC BankBankVerified Partner
Bajaj Finance
Bajaj FinanceNBFCVerified Partner
Deutsche Bank
Deutsche BankBankVerified Partner
AI-Matched Loan Products
Lendingkart
LendingkartWorking Capital Loan18-24% · ₹1L-20L
Standard Chartered
Standard CharteredSupply Chain Finance8-10.5% · ₹100L-5000L
Standard Chartered
Standard CharteredStandard Chartered Business Loan13.5-20% · ₹10L-400L
ICICI Bank
ICICI BankBusiness Loan16.49-16.49% · ₹10L-400L
Axis Bank
Axis BankSME Loan11.5-19% · ₹10L-400L
State Bank of India
State Bank of IndiaSBI Term Loan for Business Expansion10.75-22.5% · ₹50L-2000L
Tata Capital Finance
Tata Capital FinanceTata Capital Unsecured Business Loan18-26% · ₹10L-300L
HSBC
HSBCHSBC Working Capital Loan13.5-20% · ₹50L-2000L
Axis Bank
Axis BankAxis Bank Working Capital Finance11.5-19% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan14-26% · ₹30L-800L
HDFC Bank
HDFC BankHDFC Business Growth Loan15.75-21.35% · ₹1L-40L
Canara Bank
Canara BankCanara MSME Smart9.25-12.5% · ₹10L-200L
ICICI Bank
ICICI BankICICI Bank Business Loan13-18% · ₹10L-400L
Tata Capital Finance
Tata Capital FinanceTata Capital Unsecured Business Loan18-26% · ₹10L-300L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan14-26% · ₹30L-800L
Kotak Mahindra Bank
Kotak Mahindra BankBusiness Power Loan10.75-16% · ₹100L-750L
Aditya Birla Finance
Aditya Birla FinanceBusiness Loan for SME13-20% · ₹10L-250L
Indifi
IndifiIndustry Specific Loan14.5-22% · ₹1L-100L
DBS Bank
DBS BankDBS Digital Trade8.5-12.5% · ₹250L-2500L
Tata Capital
Tata CapitalUnsecured Business Loan12.5-19% · ₹5L-75L
HSBC
HSBCHSBC Working Capital Loan13.5-20% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Flexi Business Loan18-26% · ₹30L-300L
Standard Chartered
Standard CharteredStandard Chartered Business Loan13.5-20% · ₹10L-750L
State Bank of India
State Bank of IndiaSBI Term Loan for MSMEs11.2-16.3% · ₹50L-2000L
HDFC Bank
HDFC BankHDFC Business Growth Loan10.75-22.5% · ₹10L-400L
ICICI Bank
ICICI BankICICI Bank Business Loan12.9-16.65% · ₹10L-400L
Tata Capital
Tata CapitalTata Capital Business Loan18-26% · ₹10L-300L
HSBC
HSBCHSBC Trade Finance13.5-20% · ₹50L-2000L
Standard Chartered
Standard CharteredStandard Chartered Trade Finance13.5-20% · ₹10L-750L
State Bank of India
State Bank of IndiaSBI Trade Finance11.2-16.3% · ₹50L-2000L
Axis Bank
Axis BankAxis Bank Working Capital Loan15.5-24% · ₹10L-500L
Tata Capital
Tata CapitalWorking Capital Loan12-26% · ₹10L-300L
Standard Chartered
Standard CharteredBusiness Loan13.5-20% · ₹10L-400L
HDFC Bank
HDFC BankBusiness Growth Loan10.75-22.5% · ₹10L-400L
HSBC
HSBCBusiness Term Loan13.5-20% · ₹10L-400L
ICICI Bank
ICICI BankBusiness Loan16.49-16.49% · ₹10L-400L
Axis Bank
Axis BankSME Loan11.5-19% · ₹10L-400L
Bajaj Finserv
Bajaj FinservFlexi Business Loan18-18% · ₹3L-30L
Axis Bank
Axis BankAxis Bank Working Capital Loan15.5-24% · ₹50L-2000L
Tata Capital
Tata CapitalBusiness Loan for ₹50 Lakhs10-15% · ₹50L-500L
Standard Chartered Bank
Standard Chartered BankLoan Against Property9-11% · ₹50L-2000L
Axis Bank
Axis BankSME Plus11-13% · ₹50L-1000L
HDFC Bank
HDFC BankBusiness Loan for MSMEs10-12% · ₹50L-750L
Bajaj Finserv
Bajaj FinservBusiness Loan12-15% · ₹50L-2000L
HSBC
HSBCBusiness Term Loan9-11% · ₹50L-2000L
Standard Chartered Bank
Standard Chartered BankBusiness Installment Loan9-11% · ₹50L-2000L
Axis Bank
Axis BankWorking Capital Finance11-13% · ₹50L-2000L
HDFC Bank
HDFC BankBusiness Loan15.75-15.75% · ₹10L-400L
HDFC Bank
HDFC BankHDFC Business Growth Loan15.5-18.3% · ₹50L-2000L
HSBC
HSBCHSBC Trade Finance Solutions13.5-20% · ₹50L-2000L
State Bank of India
State Bank of IndiaSBI Term Loan for MSMEs11.2-16.3% · ₹50L-2000L
HDFC Bank
HDFC BankHDFC Invoice Financing15.5-18.3% · ₹50L-2000L
Tata Capital
Tata CapitalTata Capital Business Loan18-26% · ₹50L-2000L
Standard Chartered
Standard CharteredStandard Chartered Invoice Financing13.5-20% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan18-26% · ₹50L-2000L
ICICI Bank
ICICI BankICICI Bank Trade Finance12.9-16.65% · ₹50L-2000L
State Bank of India
State Bank of IndiaSME Asset Backed Loan8.75-11.25% · ₹100L-2000L
Axis Bank
Axis BankSmall Business Banking11.5-18% · ₹5L-50L
Federal Bank
Federal BankFed Business Loan11.99-18.99% · ₹2L-50L
Punjab National Bank
Punjab National BankPNB SME Credit9.5-13.5% · ₹10L-500L
Bajaj Finserv
Bajaj FinservFlexi Business Loan14-22% · ₹2L-50L
NeoGrowth
NeoGrowthNeoCash18-26% · ₹1L-75L
ICICI Bank
ICICI BankInstaOD for Business10.5-18.5% · ₹50L-500L
BNP Paribas
BNP ParibasCorporate Trade Services7-10% · ₹1000L-10000L
IndusInd Bank
IndusInd BankIndus SME Finance10.5-16.5% · ₹20L-500L
Bank of Baroda
Bank of BarodaBaroda MSME Loan9.5-14.5% · ₹50L-1000L
Exim Bank India
Exim Bank IndiaExport Line of Credit7.5-11.5% · ₹200L-10000L
Yes Bank
Yes BankYES Business Loan11-17.5% · ₹10L-500L
Deutsche Bank
Deutsche BankTrade Flow Finance7.8-11% · ₹500L-5000L
HDFC Bank
HDFC BankBusiness Growth Loan11.9-21.35% · ₹1L-75L
HSBC India
HSBC IndiaGlobal Trade Solutions8.5-12% · ₹500L-5000L
IDFC FIRST Bank
IDFC FIRST BankFIRST Business Loan12-19.5% · ₹5L-100L
Bank of Baroda
Bank of BarodaBaroda MSME Shikhar9.4-12.15% · ₹10L-2000L
Axis Bank
Axis BankAxis Bank Business Loan11.5-18% · ₹10L-1000L
HSBC Hong Kong
HSBC Hong KongAsia Growth Capital6.25-9.5% · ₹50L-10000L
Lendingkart
LendingkartLendingkart Digital Business Loan14-30% · ₹1L-100L
YES Bank
YES BankYES Loans for Business9.5-16% · ₹10L-500L
Standard Chartered Bank
Standard Chartered BankSCB Trade Finance7.5-12% · ₹50L-5000L
Tata Capital
Tata CapitalTata Capital MSME Business Loan12-20% · ₹5L-750L
Punjab National Bank
Punjab National BankPNB MSME Pragati9.25-11.75% · ₹5L-500L
DBS Bank
DBS BankSME Digital Finance Plus7.25-10.5% · ₹20L-2500L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Business Advantage10-17.5% · ₹5L-750L
Tata Capital
Tata CapitalTata Capital Business Loan10.99-20% · ₹3L-250L
Bank of Baroda
Bank of BarodaBoB MSME Loan8.5-14.5% · ₹5L-500L
Bajaj Finserv
Bajaj FinservBajaj Finserv Personal Loan11-24% · ₹1L-40L
Axis Bank
Axis BankAxis Bank SME Suvidha10.75-12.5% · ₹10L-750L
Lendingkart
LendingkartWorking Capital Loan18-24% · ₹1L-20L
Standard Chartered
Standard CharteredSupply Chain Finance8-10.5% · ₹100L-5000L
Standard Chartered
Standard CharteredStandard Chartered Business Loan13.5-20% · ₹10L-400L
ICICI Bank
ICICI BankBusiness Loan16.49-16.49% · ₹10L-400L
Axis Bank
Axis BankSME Loan11.5-19% · ₹10L-400L
State Bank of India
State Bank of IndiaSBI Term Loan for Business Expansion10.75-22.5% · ₹50L-2000L
Tata Capital Finance
Tata Capital FinanceTata Capital Unsecured Business Loan18-26% · ₹10L-300L
HSBC
HSBCHSBC Working Capital Loan13.5-20% · ₹50L-2000L
Axis Bank
Axis BankAxis Bank Working Capital Finance11.5-19% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan14-26% · ₹30L-800L
HDFC Bank
HDFC BankHDFC Business Growth Loan15.75-21.35% · ₹1L-40L
Canara Bank
Canara BankCanara MSME Smart9.25-12.5% · ₹10L-200L
ICICI Bank
ICICI BankICICI Bank Business Loan13-18% · ₹10L-400L
Tata Capital Finance
Tata Capital FinanceTata Capital Unsecured Business Loan18-26% · ₹10L-300L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan14-26% · ₹30L-800L
Kotak Mahindra Bank
Kotak Mahindra BankBusiness Power Loan10.75-16% · ₹100L-750L
Aditya Birla Finance
Aditya Birla FinanceBusiness Loan for SME13-20% · ₹10L-250L
Indifi
IndifiIndustry Specific Loan14.5-22% · ₹1L-100L
DBS Bank
DBS BankDBS Digital Trade8.5-12.5% · ₹250L-2500L
Tata Capital
Tata CapitalUnsecured Business Loan12.5-19% · ₹5L-75L
HSBC
HSBCHSBC Working Capital Loan13.5-20% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Flexi Business Loan18-26% · ₹30L-300L
Standard Chartered
Standard CharteredStandard Chartered Business Loan13.5-20% · ₹10L-750L
State Bank of India
State Bank of IndiaSBI Term Loan for MSMEs11.2-16.3% · ₹50L-2000L
HDFC Bank
HDFC BankHDFC Business Growth Loan10.75-22.5% · ₹10L-400L
ICICI Bank
ICICI BankICICI Bank Business Loan12.9-16.65% · ₹10L-400L
Tata Capital
Tata CapitalTata Capital Business Loan18-26% · ₹10L-300L
HSBC
HSBCHSBC Trade Finance13.5-20% · ₹50L-2000L
Standard Chartered
Standard CharteredStandard Chartered Trade Finance13.5-20% · ₹10L-750L
State Bank of India
State Bank of IndiaSBI Trade Finance11.2-16.3% · ₹50L-2000L
Axis Bank
Axis BankAxis Bank Working Capital Loan15.5-24% · ₹10L-500L
Tata Capital
Tata CapitalWorking Capital Loan12-26% · ₹10L-300L
Standard Chartered
Standard CharteredBusiness Loan13.5-20% · ₹10L-400L
HDFC Bank
HDFC BankBusiness Growth Loan10.75-22.5% · ₹10L-400L
HSBC
HSBCBusiness Term Loan13.5-20% · ₹10L-400L
ICICI Bank
ICICI BankBusiness Loan16.49-16.49% · ₹10L-400L
Axis Bank
Axis BankSME Loan11.5-19% · ₹10L-400L
Bajaj Finserv
Bajaj FinservFlexi Business Loan18-18% · ₹3L-30L
Axis Bank
Axis BankAxis Bank Working Capital Loan15.5-24% · ₹50L-2000L
Tata Capital
Tata CapitalBusiness Loan for ₹50 Lakhs10-15% · ₹50L-500L
Standard Chartered Bank
Standard Chartered BankLoan Against Property9-11% · ₹50L-2000L
Axis Bank
Axis BankSME Plus11-13% · ₹50L-1000L
HDFC Bank
HDFC BankBusiness Loan for MSMEs10-12% · ₹50L-750L
Bajaj Finserv
Bajaj FinservBusiness Loan12-15% · ₹50L-2000L
HSBC
HSBCBusiness Term Loan9-11% · ₹50L-2000L
Standard Chartered Bank
Standard Chartered BankBusiness Installment Loan9-11% · ₹50L-2000L
Axis Bank
Axis BankWorking Capital Finance11-13% · ₹50L-2000L
HDFC Bank
HDFC BankBusiness Loan15.75-15.75% · ₹10L-400L
HDFC Bank
HDFC BankHDFC Business Growth Loan15.5-18.3% · ₹50L-2000L
HSBC
HSBCHSBC Trade Finance Solutions13.5-20% · ₹50L-2000L
State Bank of India
State Bank of IndiaSBI Term Loan for MSMEs11.2-16.3% · ₹50L-2000L
HDFC Bank
HDFC BankHDFC Invoice Financing15.5-18.3% · ₹50L-2000L
Tata Capital
Tata CapitalTata Capital Business Loan18-26% · ₹50L-2000L
Standard Chartered
Standard CharteredStandard Chartered Invoice Financing13.5-20% · ₹50L-2000L
Bajaj Finserv
Bajaj FinservBajaj Finserv Working Capital Loan18-26% · ₹50L-2000L
ICICI Bank
ICICI BankICICI Bank Trade Finance12.9-16.65% · ₹50L-2000L
State Bank of India
State Bank of IndiaSME Asset Backed Loan8.75-11.25% · ₹100L-2000L
Axis Bank
Axis BankSmall Business Banking11.5-18% · ₹5L-50L
Federal Bank
Federal BankFed Business Loan11.99-18.99% · ₹2L-50L
Punjab National Bank
Punjab National BankPNB SME Credit9.5-13.5% · ₹10L-500L
Bajaj Finserv
Bajaj FinservFlexi Business Loan14-22% · ₹2L-50L
NeoGrowth
NeoGrowthNeoCash18-26% · ₹1L-75L
ICICI Bank
ICICI BankInstaOD for Business10.5-18.5% · ₹50L-500L
BNP Paribas
BNP ParibasCorporate Trade Services7-10% · ₹1000L-10000L
IndusInd Bank
IndusInd BankIndus SME Finance10.5-16.5% · ₹20L-500L
Bank of Baroda
Bank of BarodaBaroda MSME Loan9.5-14.5% · ₹50L-1000L
Exim Bank India
Exim Bank IndiaExport Line of Credit7.5-11.5% · ₹200L-10000L
Yes Bank
Yes BankYES Business Loan11-17.5% · ₹10L-500L
Deutsche Bank
Deutsche BankTrade Flow Finance7.8-11% · ₹500L-5000L
HDFC Bank
HDFC BankBusiness Growth Loan11.9-21.35% · ₹1L-75L
HSBC India
HSBC IndiaGlobal Trade Solutions8.5-12% · ₹500L-5000L
IDFC FIRST Bank
IDFC FIRST BankFIRST Business Loan12-19.5% · ₹5L-100L
Bank of Baroda
Bank of BarodaBaroda MSME Shikhar9.4-12.15% · ₹10L-2000L
Axis Bank
Axis BankAxis Bank Business Loan11.5-18% · ₹10L-1000L
HSBC Hong Kong
HSBC Hong KongAsia Growth Capital6.25-9.5% · ₹50L-10000L
Lendingkart
LendingkartLendingkart Digital Business Loan14-30% · ₹1L-100L
YES Bank
YES BankYES Loans for Business9.5-16% · ₹10L-500L
Standard Chartered Bank
Standard Chartered BankSCB Trade Finance7.5-12% · ₹50L-5000L
Tata Capital
Tata CapitalTata Capital MSME Business Loan12-20% · ₹5L-750L
Punjab National Bank
Punjab National BankPNB MSME Pragati9.25-11.75% · ₹5L-500L
DBS Bank
DBS BankSME Digital Finance Plus7.25-10.5% · ₹20L-2500L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Business Advantage10-17.5% · ₹5L-750L
Tata Capital
Tata CapitalTata Capital Business Loan10.99-20% · ₹3L-250L
Bank of Baroda
Bank of BarodaBoB MSME Loan8.5-14.5% · ₹5L-500L
Bajaj Finserv
Bajaj FinservBajaj Finserv Personal Loan11-24% · ₹1L-40L
Axis Bank
Axis BankAxis Bank SME Suvidha10.75-12.5% · ₹10L-750L
Working Capital · SCF · Trade Finance Products
Axis Bank
Axis BankAxis MSME Loan10.5-18% · ₹5L-300L
Bajaj Finserv
Bajaj FinservBajaj Business Loan11-21% · ₹1L-80L
ICICI Bank
ICICI BankICICI InstaBizz Loan11-13.5% · ₹1L-500L
State Bank of India
State Bank of IndiaSBI Xpress Credit Personal Loan10.9-15.65% · ₹0L-20L
State Bank of India
State Bank of IndiaSBI SME Loan8.75-15% · ₹10L-1000L
HDFC Bank
HDFC BankHDFC Business Loan Express11.5-16.5% · ₹5L-500L
HDFC Bank
HDFC BankHDFC Business Loan SmartHub10.5-12.75% · ₹5L-1500L
ICICI Bank
ICICI BankICICI Instant Personal Loan10.75-19% · ₹1L-25L
ICICI Bank
ICICI BankICICI InstaBizz Loan10.25-17% · ₹1L-100L
State Bank of India
State Bank of IndiaSBI MSME Term Loan9.15-11.4% · ₹10L-1000L
ICICI Bank
ICICI BankICICI InstaBizz Loan10.5-15.5% · ₹1L-1000L
HDFC Bank
HDFC BankHDFC Personal Loan10.5-21% · ₹1L-40L
HDFC Bank
HDFC BankHDFC Business Loan9.75-16.5% · ₹5L-500L
ICICI Bank
ICICI BankSecured Business Loan10-12% · ₹50L-2000L
Standard Chartered Hong Kong
Standard Chartered Hong KongCorporate Fintech Facility6.75-10.25% · ₹30L-5000L
Grab Financial Group
Grab Financial GroupGrabFin Merchant Capital10-16% · ₹5L-300L
Fullerton India
Fullerton IndiaFullerton Business Loan14-17.5% · ₹3L-400L
Punjab National Bank
Punjab National BankPNB Udyam Loan10.75-15% · ₹10L-1000L
Tinkoff Bank
Tinkoff BankDigital SME Express Loan11-17% · ₹20L-1500L
IDFC First Bank
IDFC First BankIDFC First Business Banking10.5-12.25% · ₹10L-750L
Bank of America
Bank of AmericaBoA Corporate Credit5-8.5% · ₹1000L-100000L
Bank of Baroda
Bank of BarodaBoB MSME Loan11-16% · ₹5L-500L
Ant Group
Ant GroupMYbank SME Credit Line9.5-15% · ₹5L-500L
Rakuten Capital
Rakuten CapitalE-commerce Seller Financing9-14.5% · ₹10L-800L
L T Finance
L T FinanceL&T Business Finance11.25-13.75% · ₹10L-1000L
Capital Float
Capital FloatCapital Float Business Line of Credit16-24% · ₹3L-100L
JPMorgan Chase
JPMorgan ChaseJPM Global Trade Finance5.5-9% · ₹500L-50000L
VTB Bank
VTB BankFintech Partnership Loan9-13.5% · ₹30L-3000L
Citibank India
Citibank IndiaCiti Ready Credit10.99-18.99% · ₹1L-30L
Barclays Bank
Barclays BankBarclays Corporate Lending5.5-7.25% · ₹1000L-100000L
Aditya Birla Finance
Aditya Birla FinanceAditya Birla Business Loan12.75-15.25% · ₹5L-750L
IDFC First Bank
IDFC First BankIDFC Working Capital Loan11.5-17% · ₹10L-500L
Yes Bank
Yes BankYes Bank SME Growth Plus10.9-13.75% · ₹10L-1000L
Fubon Bank Taiwan
Fubon Bank TaiwanDigital Innovation Loan7.75-11.5% · ₹50L-4000L
Muthoot Finance
Muthoot FinanceMuthoot Gold Loan12-24% · ₹0L-50L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance5.5-9% · ₹500L-50000L
Sberbank
SberbankInternational Business Finance8.5-12% · ₹50L-5000L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance7.5-10% · ₹1000L-100000L
Mahindra Finance
Mahindra FinanceMahindra MSME Loan13-16% · ₹3L-500L
Industrial and Commercial Bank
Industrial and Commercial BankBelt & Road Initiative Financing7-10.5% · ₹200L-30000L
Citibank
CitibankCiti Commercial Banking5.75-7.5% · ₹1000L-100000L
Yes Bank
Yes BankYes Bank SME Working Capital11-16% · ₹20L-2000L
Cathay United Bank
Cathay United BankTech Manufacturing Finance7-10% · ₹100L-8000L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance6.25-8.5% · ₹500L-50000L
IndusInd Bank
IndusInd BankIndusInd Bill Discounting10-14% · ₹5L-500L
Standard Chartered Bank
Standard Chartered BankStanChart Business Banking7.5-9.75% · ₹100L-10000L
Fullerton India
Fullerton IndiaFullerton Business Loan14-24% · ₹1L-100L
Mitsubishi UFJ Financial Group
Mitsubishi UFJ Financial GroupCross-Border Business Loan6-9% · ₹100L-15000L
Bank of China
Bank of ChinaFintech Innovation Fund7.5-11% · ₹80L-8000L
SIDBI
SIDBISIDBI MSME Growth Scheme8.5-11.5% · ₹10L-1000L
HSBC India
HSBC IndiaHSBC Business Growth Loan8.75-10.5% · ₹50L-5000L
RBL Bank
RBL BankRBL LaunchPad11-18.5% · ₹3L-150L
Mizuho Bank
Mizuho BankManufacturing Finance Plus5.75-8.5% · ₹150L-20000L
Standard Chartered Bank
Standard Chartered BankSCB Trade Finance Solutions8.5-12% · ₹250L-20000L
IndusInd Bank
IndusInd BankIndusInd Emerge SME Loan11.5-13.25% · ₹5L-500L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Business Advance10.25-12% · ₹10L-1000L
DBS Bank
DBS BankAPI-First Business Credit8.5-12.5% · ₹10L-1000L
Fullerton India
Fullerton IndiaFullerton Business Loan12-22% · ₹1L-200L
HSBC India
HSBC IndiaHSBC Business Credit9-13.5% · ₹100L-10000L
Citibank
CitibankCiti Global Trade Finance8-12% · ₹500L-50000L
Capital Float
Capital FloatCapital Float Business Loan16-30% · ₹1L-50L
Tata Capital
Tata CapitalTata Capital Business Loans11.75-14.25% · ₹5L-1000L
HSBC
HSBCHSBC International Trade Loan6-10.5% · ₹250L-25000L
OCBC Bank
OCBC BankTrade Finance Solution6.5-9.75% · ₹50L-10000L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Trade Finance9.5-14% · ₹50L-5000L
IDFC First Bank
IDFC First BankIDFC Business Banking9.99-17% · ₹5L-500L
Bajaj Finserv
Bajaj FinservBajaj Business Loan12.5-15.5% · ₹2L-800L
IndusInd Bank
IndusInd BankIndusInd Business Loan9.25-15.5% · ₹20L-1000L
Shriram Finance
Shriram FinanceShriram Business Loan13.5-18% · ₹2L-300L
DBS Bank
DBS BankDBS SME Banking Solutions7.25-9% · ₹100L-5000L
Muthoot Finance
Muthoot FinanceMuthoot Gold Loan for Business12-16% · ₹1L-500L
Indian Bank
Indian BankIndian Bank SME Loan10.75-15.5% · ₹5L-250L
Central Bank of India
Central Bank of IndiaCBI Cent Kalyaan11-15.5% · ₹20L-500L
HSBC
HSBCHSBC Asia Pacific Trade Finance6.5-8.25% · ₹250L-25000L
Union Bank of India
Union Bank of IndiaUnion MSME Udyami9.5-12% · ₹10L-1500L
Union Bank of India
Union Bank of IndiaUnion MSME Business Loan10.5-15% · ₹10L-1000L
IDBI Bank
IDBI BankIDBI MSME Scheme11-16% · ₹10L-1000L
Canara Bank
Canara BankCanara SME Loan9.35-11.85% · ₹5L-1000L
Tencent WeBank
Tencent WeBankWeChat Pay Merchant Loan10.5-18% · ₹3L-400L
Federal Bank
Federal BankFederal Trade Finance10-14% · ₹100L-3000L
Yandex Bank
Yandex BankSmart Business Overdraft12-18.5% · ₹10L-750L
RBL Bank
RBL BankRBL Quick Business Loan13-20% · ₹5L-200L
RBL Bank
RBL BankRBL BusinessFirst Loan11.75-14% · ₹5L-500L
SIDBI
SIDBISIDBI Make in India Loan8.5-10.25% · ₹10L-2000L
Canara Bank
Canara BankCanara Business Loan11.25-16.5% · ₹20L-1500L
Axis Bank
Axis BankAxis MSME Loan10.5-18% · ₹5L-300L
Bajaj Finserv
Bajaj FinservBajaj Business Loan11-21% · ₹1L-80L
ICICI Bank
ICICI BankICICI InstaBizz Loan11-13.5% · ₹1L-500L
State Bank of India
State Bank of IndiaSBI Xpress Credit Personal Loan10.9-15.65% · ₹0L-20L
State Bank of India
State Bank of IndiaSBI SME Loan8.75-15% · ₹10L-1000L
HDFC Bank
HDFC BankHDFC Business Loan Express11.5-16.5% · ₹5L-500L
HDFC Bank
HDFC BankHDFC Business Loan SmartHub10.5-12.75% · ₹5L-1500L
ICICI Bank
ICICI BankICICI Instant Personal Loan10.75-19% · ₹1L-25L
ICICI Bank
ICICI BankICICI InstaBizz Loan10.25-17% · ₹1L-100L
State Bank of India
State Bank of IndiaSBI MSME Term Loan9.15-11.4% · ₹10L-1000L
ICICI Bank
ICICI BankICICI InstaBizz Loan10.5-15.5% · ₹1L-1000L
HDFC Bank
HDFC BankHDFC Personal Loan10.5-21% · ₹1L-40L
HDFC Bank
HDFC BankHDFC Business Loan9.75-16.5% · ₹5L-500L
ICICI Bank
ICICI BankSecured Business Loan10-12% · ₹50L-2000L
Standard Chartered Hong Kong
Standard Chartered Hong KongCorporate Fintech Facility6.75-10.25% · ₹30L-5000L
Grab Financial Group
Grab Financial GroupGrabFin Merchant Capital10-16% · ₹5L-300L
Fullerton India
Fullerton IndiaFullerton Business Loan14-17.5% · ₹3L-400L
Punjab National Bank
Punjab National BankPNB Udyam Loan10.75-15% · ₹10L-1000L
Tinkoff Bank
Tinkoff BankDigital SME Express Loan11-17% · ₹20L-1500L
IDFC First Bank
IDFC First BankIDFC First Business Banking10.5-12.25% · ₹10L-750L
Bank of America
Bank of AmericaBoA Corporate Credit5-8.5% · ₹1000L-100000L
Bank of Baroda
Bank of BarodaBoB MSME Loan11-16% · ₹5L-500L
Ant Group
Ant GroupMYbank SME Credit Line9.5-15% · ₹5L-500L
Rakuten Capital
Rakuten CapitalE-commerce Seller Financing9-14.5% · ₹10L-800L
L T Finance
L T FinanceL&T Business Finance11.25-13.75% · ₹10L-1000L
Capital Float
Capital FloatCapital Float Business Line of Credit16-24% · ₹3L-100L
JPMorgan Chase
JPMorgan ChaseJPM Global Trade Finance5.5-9% · ₹500L-50000L
VTB Bank
VTB BankFintech Partnership Loan9-13.5% · ₹30L-3000L
Citibank India
Citibank IndiaCiti Ready Credit10.99-18.99% · ₹1L-30L
Barclays Bank
Barclays BankBarclays Corporate Lending5.5-7.25% · ₹1000L-100000L
Aditya Birla Finance
Aditya Birla FinanceAditya Birla Business Loan12.75-15.25% · ₹5L-750L
IDFC First Bank
IDFC First BankIDFC Working Capital Loan11.5-17% · ₹10L-500L
Yes Bank
Yes BankYes Bank SME Growth Plus10.9-13.75% · ₹10L-1000L
Fubon Bank Taiwan
Fubon Bank TaiwanDigital Innovation Loan7.75-11.5% · ₹50L-4000L
Muthoot Finance
Muthoot FinanceMuthoot Gold Loan12-24% · ₹0L-50L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance5.5-9% · ₹500L-50000L
Sberbank
SberbankInternational Business Finance8.5-12% · ₹50L-5000L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance7.5-10% · ₹1000L-100000L
Mahindra Finance
Mahindra FinanceMahindra MSME Loan13-16% · ₹3L-500L
Industrial and Commercial Bank
Industrial and Commercial BankBelt & Road Initiative Financing7-10.5% · ₹200L-30000L
Citibank
CitibankCiti Commercial Banking5.75-7.5% · ₹1000L-100000L
Yes Bank
Yes BankYes Bank SME Working Capital11-16% · ₹20L-2000L
Cathay United Bank
Cathay United BankTech Manufacturing Finance7-10% · ₹100L-8000L
Deutsche Bank
Deutsche BankDeutsche Corporate Finance6.25-8.5% · ₹500L-50000L
IndusInd Bank
IndusInd BankIndusInd Bill Discounting10-14% · ₹5L-500L
Standard Chartered Bank
Standard Chartered BankStanChart Business Banking7.5-9.75% · ₹100L-10000L
Fullerton India
Fullerton IndiaFullerton Business Loan14-24% · ₹1L-100L
Mitsubishi UFJ Financial Group
Mitsubishi UFJ Financial GroupCross-Border Business Loan6-9% · ₹100L-15000L
Bank of China
Bank of ChinaFintech Innovation Fund7.5-11% · ₹80L-8000L
SIDBI
SIDBISIDBI MSME Growth Scheme8.5-11.5% · ₹10L-1000L
HSBC India
HSBC IndiaHSBC Business Growth Loan8.75-10.5% · ₹50L-5000L
RBL Bank
RBL BankRBL LaunchPad11-18.5% · ₹3L-150L
Mizuho Bank
Mizuho BankManufacturing Finance Plus5.75-8.5% · ₹150L-20000L
Standard Chartered Bank
Standard Chartered BankSCB Trade Finance Solutions8.5-12% · ₹250L-20000L
IndusInd Bank
IndusInd BankIndusInd Emerge SME Loan11.5-13.25% · ₹5L-500L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Business Advance10.25-12% · ₹10L-1000L
DBS Bank
DBS BankAPI-First Business Credit8.5-12.5% · ₹10L-1000L
Fullerton India
Fullerton IndiaFullerton Business Loan12-22% · ₹1L-200L
HSBC India
HSBC IndiaHSBC Business Credit9-13.5% · ₹100L-10000L
Citibank
CitibankCiti Global Trade Finance8-12% · ₹500L-50000L
Capital Float
Capital FloatCapital Float Business Loan16-30% · ₹1L-50L
Tata Capital
Tata CapitalTata Capital Business Loans11.75-14.25% · ₹5L-1000L
HSBC
HSBCHSBC International Trade Loan6-10.5% · ₹250L-25000L
OCBC Bank
OCBC BankTrade Finance Solution6.5-9.75% · ₹50L-10000L
Kotak Mahindra Bank
Kotak Mahindra BankKotak Trade Finance9.5-14% · ₹50L-5000L
IDFC First Bank
IDFC First BankIDFC Business Banking9.99-17% · ₹5L-500L
Bajaj Finserv
Bajaj FinservBajaj Business Loan12.5-15.5% · ₹2L-800L
IndusInd Bank
IndusInd BankIndusInd Business Loan9.25-15.5% · ₹20L-1000L
Shriram Finance
Shriram FinanceShriram Business Loan13.5-18% · ₹2L-300L
DBS Bank
DBS BankDBS SME Banking Solutions7.25-9% · ₹100L-5000L
Muthoot Finance
Muthoot FinanceMuthoot Gold Loan for Business12-16% · ₹1L-500L
Indian Bank
Indian BankIndian Bank SME Loan10.75-15.5% · ₹5L-250L
Central Bank of India
Central Bank of IndiaCBI Cent Kalyaan11-15.5% · ₹20L-500L
HSBC
HSBCHSBC Asia Pacific Trade Finance6.5-8.25% · ₹250L-25000L
Union Bank of India
Union Bank of IndiaUnion MSME Udyami9.5-12% · ₹10L-1500L
Union Bank of India
Union Bank of IndiaUnion MSME Business Loan10.5-15% · ₹10L-1000L
IDBI Bank
IDBI BankIDBI MSME Scheme11-16% · ₹10L-1000L
Canara Bank
Canara BankCanara SME Loan9.35-11.85% · ₹5L-1000L
Tencent WeBank
Tencent WeBankWeChat Pay Merchant Loan10.5-18% · ₹3L-400L
Federal Bank
Federal BankFederal Trade Finance10-14% · ₹100L-3000L
Yandex Bank
Yandex BankSmart Business Overdraft12-18.5% · ₹10L-750L
RBL Bank
RBL BankRBL Quick Business Loan13-20% · ₹5L-200L
RBL Bank
RBL BankRBL BusinessFirst Loan11.75-14% · ₹5L-500L
SIDBI
SIDBISIDBI Make in India Loan8.5-10.25% · ₹10L-2000L
Canara Bank
Canara BankCanara Business Loan11.25-16.5% · ₹20L-1500L
Dul-fin · AI Finance Platform · 2026 · 60+ Autonomous Agents · ₹250Cr+ Sanctioned
Multi-Level AI Finance Intelligence
4-Layer AI Intelligence Stack

Multi-Level AI
Finance Intelligence

4-layer AI stack — Perception → Cognition → Decision → Autonomous Action. 60+ agents working 24/7 to sanction ₹250Cr+ in finance.

Dul-fin AI Intelligence Stack
LIVE
Level 1 — Perception

AI Perception Layer

OCR, computer vision & document intelligence scan 10,000+ signals per second across MCA, GSTN, CIBIL & bank statements.

48,200

Docs Parsed/Day

99.2%

OCR Accuracy

24+

Data Sources

Document OCRGST VerificationCIBIL PullMCA LookupBank Statement ParseAadhaar KYC
Welcome to Dulcet
LIVE
Dulcet Holding AI Finance
Namaste · Welcome

Welcome to Dulcet Holding

India's top AI-powered finance intelligence platform. From invoice discounting to supply chain finance, our 60+ autonomous AI agents sanction 250Cr+ in funding with a 6-hour turnaround. Fully RBI-compliant, fully autonomous.

6-Hour AI Sanction
RBI Compliant NBFC
250Cr+ Disbursed
Featured Products

₹250Cr+

Funds Sanctioned

500+

Enterprise Clients

50+

Lending Partners

6 Hrs

Mean Sanction TAT

Portfolio AUM📈
₹2,847 Cr
+18.4%
Active Loans🏦
12,493
+342
AI Accuracy🎯
98.7%
↑ 0.3%
NPA Rate🛡️
0.82%
-0.12%
Today Disbursed💸
₹43.2 Cr
+26%
SCF Volume🔗
₹891 Cr
+31%

Bill Discounting & Supply Chain Finance

Live portfolio · AI-monitored · Real-time

SCF Facility
₹22.5Cr
3 active deals
Total Disbursed
₹15.0Cr
Across all programmes
Discounting Vol
₹0
Bill / Invoice discount
Portfolio Health
97.4%
NPA < 0.6%
Active Bill Discounting Invoices
0 invoices
Invoice IDBuyerAmountStatus
Total receivable: ₹0
SCF Programme Mix
Vendor Financing
42%₹9.4Cr
Invoice Discounting
31%₹7.0Cr
Dealer Finance
17%₹3.8Cr
Dynamic Discounting
10%₹2.3Cr
✅ Portfolio Status
All invoices on track
Healthy
Avg processing time
4.2 hrs
Discount rate (avg)
10.6% p.a.
Next maturity
N/A
Live AI Activity Stream
AI underwrote MSME loan ₹45L — APPROVED
ago 00:02s
🤖
CRM: 3 leads auto-qualified via intelligence scoring
ago 00:15s
🔗
SCF: Invoice ₹2.4Cr discounted via TReDS
ago 00:31s
🛡️
Risk Engine: NPA flag cleared for Lead #7823
ago 00:47s
📄
Trade Finance: LC/BG verified — compliant
ago 01:02s
📞
AI Calling Agent: Follow-up initiated × 12
ago 01:18s
💸
Disbursement: ₹8.2Cr processed — 4 loans
ago 01:35s
Platform Health
AI Engine98%
Data Layer99%
API Gateway97%
Security100%
Multi-Level AI FinanceUS Import & Export Investment BankingUSD-Denominated Lending6-Hr AI SanctionEXIM-Aligned60+ AI Agents
Access Your Portal
Log in or register to start your AI-powered finance journey
120+Clients
$30M+Sanctioned
30+Lending Partners
5Currencies
300+Clients
£24M+Sanctioned
20+Lending Partners
12Currencies
About Dulcet — Import & Export Desk

Investment Banking & Lending for
Dulcet Import & Export Customers

Dulcet operates a fully integrated investment banking and lending desk dedicated to importers and exporters — originating, underwriting and syndicating trade, receivables and inventory facilities entirely in-house, with USD-denominated capital and EXIM-aligned structuring.

Investment Banking

Cross-border capital raising, syndication & structured trade finance for Dulcet importers and exporters.

Import / Export Lending

Inventory, receivables & PO-backed facilities denominated in USD with LC and forfaiting support.

Global Trade Coverage

Financing flows across 40+ corridors — Americas, EU, ASEAN, and South Asia from a Dulcet lending base.

Compliance-First

OFAC, BSA/AML, FATCA and EXIM-aligned structuring with sovereign-grade audit trails.

6-Layer Intelligence Stack

Multi-Level AI Finance Intelligence

Six stacked intelligence layers — perception, reasoning, origination, compliance, syndication and learning — engineered entirely in-house to run import & export finance end-to-end from Dulcet.

● ACTIVE

Level 1 · Perception

Continuous ingestion of EXIM rates, shipping manifests, customs filings, and counterparty signals across 40+ trade corridors.

ManifestsHS CodesFX Feed
● ACTIVE

Level 2 · Reasoning

Multi-model reasoning scores counterparty credit, shipment risk, FX exposure and facility fit — in under 6 hours.

Credit ScoreFX RiskFacility Fit
● ACTIVE

Level 3 · Origination

Autonomous origination drafts LC, forfaiting and receivables facility structures with compliant documentation.

LC DraftForfaitingDocs
● ACTIVE

Level 4 · Compliance

OFAC, BSA/AML, FATCA and EXIM checks run in parallel with a sovereign-grade audit trail on every decision.

OFACAMLEXIM
● ACTIVE

Level 5 · Syndication

AI matches the facility to Dulcet and international capital pools, syndicating tranches at optimal pricing.

TranchesPricingCapital Pools
● ACTIVE

Level 6 · Continuous Learning

Every closed trade feeds back into the model — improving future pricing, risk and structuring decisions.

Feedback LoopSelf-Tuning
Zero external AI APIs
6-hour sanction TAT
Sovereign-grade audit trail
40+ trade corridors
Government Recognized

Certified & Compliant

Dul-fin is built on Dulcet Holding India Private Limited — a DPIIT-recognized Startup India entity, MCA-incorporated, and IEC-licensed for cross-border trade finance. Every product on this platform — invoice discounting, supply chain finance, trade finance and working capital loans — operates under these verified government credentials.

DOT Registered Number:0422 31 39 239
The Dulcet Holding Funding Platform

India's Industrial Finance
Marketplace

The market for loan trading and participation has remained unchanged for decades. Dulcet Holding reimagines it — an exclusive online network providing unbiased, transparent and super-efficient access to opportunities for borrowers, funders and investors. Buy, sell and participate in performing and non-performing loans across every asset class — single loans, pooled whole loans, or loan participations — on a fully digital, mobile-friendly platform available 24/7.

Platform Pillars

Why Dulcet Holding

Unified Loan Marketplace

A fully digital, mobile-friendly platform operational 24/7 — buy, sell and participate in performing and non-performing loans across every asset class. Single loans, pooled whole loans, or loan participations — all in one transparent hub.

Unbiased, Transparent Access

Unbiased access to opportunities with fully transparent pricing, fees and deal timelines visible to buyers, sellers and participants alike. Every communication is captured and archived for audit-grade compliance.

Super-Efficient Execution

Reimagined workflows for whole-loan trading and participations. Automatic tape upload, bid and yield analysis, secure data warehouse, and direct core integration reduces due-diligence document transfer to minutes.

Optimised Cash Conversion

Connect borrowers with funders and investors to finance payables and receivables — improving the cash conversion cycle at optimised rates while funders benefit from credit-line protection and default risk transfer.

Core Products · AI-Powered · Maximum Depth

Five Pillars of Dul-fin Finance

From Supply Chain Finance to Import & Export Finance — AI-driven, RBI-compliant, end-to-end workflows serving India's MSMEs, corporates, manufacturers, traders and exporters across all 28 states.

Flagship · AI-Powered

Supply Chain Finance (SCF)

End-to-end AI-driven vendor payables and receivables finance for MSME suppliers and large corporate anchor buyers across India — Coimbatore, Chennai, Mumbai, Delhi, Bengaluru, Ahmedabad, Pune and 50+ industrial clusters.

Dulcet Holding's Supply Chain Finance platform digitises the entire vendor-payment lifecycle for Indian manufacturing, trading and processing enterprises. Anchored on AI-driven invoice validation, GSTN e-invoice reconciliation and TReDS integration, the platform unlocks working capital trapped in the supply chain — enabling MSME suppliers to receive payment within 6 hours of invoice approval while corporate buyers extend their payable cycle to 90–120 days without straining supplier liquidity.

Process Flow

1

Anchor onboarding with Udyam, PAN, GSTIN, MCA and CIBIL verification via autonomous AI agents.

2

Supplier enrolment and digital KYC — e-sign, video KYC, bank account validation (penny drop).

3

Invoice upload with AI OCR extraction, GSTN e-invoice matching, and duplicate detection.

4

Anchor approval workflow — auto-approve within threshold, escalate exceptions to finance team.

5

AI credit-scoring of supplier and anchor — real-time risk rating, concentration analysis.

6

Financier matching and auto-bidding — best discount rate selected across 50+ lending partners.

7

Disbursement via NEFT/RTGS/IMPS/UPI to supplier; repayment collected from anchor on due date.

8

Reconciliation and audit-trail logging — every event timestamped and immutable.

Key Benefits

₹10 Cr – ₹100 Cr+ facility limits per anchor programme
6-hour sanction speed with AI underwriting
Reduce Days Sales Outstanding (DSO) by 40–60 days
Improve current ratio and debt-equity metrics for balance sheet optimisation
Replace expensive debt with low-cost payables finance
RBI-compliant, TReDS-linked, GSTN e-invoice integrated

Geographic Coverage

Serving MSME clusters in Tamil Nadu, Maharashtra, Gujarat, Karnataka, Telangana, Andhra Pradesh, West Bengal, Rajasthan, Uttar Pradesh and Delhi NCR.

CoimbatoreChennaiMumbaiDelhiBengaluruAhmedabadPuneHyderabad
Specialised Finance Modules

Receivables · Credit Lines ·
Securitisation & Scoring

Our mission is to connect borrowers with funders and investors to finance and invest their payables & receivables — improving the cash conversion cycle at optimised rates, while funders benefit from credit-line protection against trade-payment defaults, general corporate loans and other financial assets.

Increase Working Capital
Access Cash tied up in receivables
Reduce DSO (Days Sales Outstanding)
Replace Debt
Improve Balance sheet metrics
Securitisation of Receivables
True Sale Transactions
Our Services

360° Industrial &
Export Finance Services

From Corporate Banking to Project Exports — six specialised service lines enhancing India's export competitiveness and strengthening MSME global footprints for over three decades.

Corporate Banking

360-degree financing programmes to enhance the export-competitiveness of Indian companies — long-term loans for new projects, expansion, modernisation, equipment purchase and R&D; plus working capital and overseas investment requirements. A catalytic partner in building 'Brand India' alongside MSMEs and rural enterprises.

Buyer's Credit

A unique credit facility that motivates Indian exporters to explore new geographies. Overseas buyers open Letters of Credit in favour of Indian exporters and import goods and services from India on deferred payment terms — reducing transaction costs and simplifying international trade. Available exclusively for export of Indian goods at competitive LIBOR rates.

Lines of Credit (LOC)

Since inception, we extend Lines of Credit to enable Indian exporters to enter new geographies or expand existing export markets — with zero payment risk from overseas importers. Extended to overseas financial institutions, regional development banks, sovereign governments and entities abroad, enabling buyers to import developmental projects from India on deferred credit terms.

Overseas Investment Finance

For over three decades, we have enhanced export opportunities for India and driven national economic growth by integrating foreign trade and investment to build long-term value. As India emerges as a global manufacturing hub, we facilitate Indian companies to invest overseas, building Indian MNCs of tomorrow.

Project Exports

Indian project exporters have secured diverse contracts showcasing versatility and technological capabilities. We have been a prime mover in encouraging project exports from India — enabling companies to secure contracts across geographies for over two decades. We support EPC activities — civil, mechanical, electrical, instrumentation — including technology transfer, design and engineering.

Equipment Financing & Leasing

Equipment leasing is similar to borrowing — however, the lender purchases the equipment and leases it back to you for a flat monthly fee. Most equipment leases carry a fixed interest rate and term. At lease-end, you may purchase the equipment at fair market value. We also offer Sale and Leaseback (SLB) on existing machinery — appearing as a lease in your books, not a loan, preserving your CIBIL.

Unsecured & Structured Funding

Unsecured Investment &
Structured Finance Products

Specialised funding programmes for prime corporates, SMEs, equipment owners and real-estate developers — unsecured, off-balance-sheet, or collateral-backed, tailored to your cash cycle and credit profile.

Prime Unsecured Investment Funding

For manufacturing, processing, trading and service industries unable to make timely payments to their bank due to working-capital cycle gaps or devolving LCs. We sweep such accounts with unsecured investment funding — clearing books at single-digit rates starting 8.11%.

Amount

₹1 Cr – ₹20 Cr

Rate

8.11% – 24%

Tenure

24 months

Eligibility

₹120 Cr+ turnover

SME Unsecured Funds

Unsecured funding for small and medium enterprises — fast, flexible and collateral-free. Ideal for working capital, inventory, expansion or bridging finance between cycles. Rates lower than business loans, tailored to your cash flow.

Amount

Up to ₹5 Cr

Rate

1.33% – 1.8% / month

Tenure

6 – 24 months

Eligibility

SME businesses

Raw Material Limit (Over Bank Limits)

Purchase raw material over and above your existing bank limits. In your books it appears as a creditor — not a lender — and does not reflect in your CIBIL. Pricing is on days used, often lower than a business loan. Ideal for seasonal demand spikes and bulk procurement discounts.

Amount

Up to ₹5 Cr

Rate

Per-day usage pricing

Tenure

Flexible

Eligibility

Existing bank limits

Loan Against Old Machinery (SLB)

Monetise existing machinery via Sale and Leaseback (SLB). The transaction appears as machinery taken on lease — the EMI is seen as rent/lease paid to us, not a loan. Unlocks capital tied up in productive assets while preserving your CIBIL and balance-sheet ratios.

Amount

Asset-value based

Rate

Competitive lease rentals

Tenure

Flexible

Eligibility

Equipment-owning businesses

Trade Structure Finance

Backed by a Financial Bank Guarantee — no cost to the buyer. We monetise the available cash discount on the trade, converting the buyer's fund-based limit into non-fund-based, thereby improving the ratio and freeing up working capital headroom.

Amount

Trade-value based

Rate

Cash-discount share

Tenure

Per transaction

Eligibility

Importers/Exporters

Real Estate Finance

For real-estate projects with 80%+ completion — 2x collateral required. Structured finance for ready-to-sell inventory, last-mile completion and refinancing of high-cost project debt.

Amount

Project-value based

Rate

Project-linked

Tenure

Project tenure

Eligibility

BBB+ stable & above

Trade · Transaction Wizard

Reimagined Loan Trading Workflow

Our online transaction wizard has reimagined the workflows of whole-loan trading and participations from the ground up — leveraging marketplace technology to execute trades quicker than ever before.

01

Archived Communication

All communication via chat and conference calls is captured and archived — immutable audit trail for every deal participant.

02

Transparent Pricing & Fees

Pricing and fees are transparent and visible to all relevant parties — whether buyer, seller or participant. No hidden spreads.

03

Core Integration & Speed

Direct integration into your core banking/ERP system reduces due-diligence document transfer times from days to minutes.

04

Automatic Tape & Yield Analysis

Automatic tape upload, bid and yield analysis, full communication timeline, secure data warehouse — execute trades quicker than ever.

AI-Powered Finance Solutions · ₹10Cr–₹100Cr+

Purchase Invoice Financing · Import Finance ·
Working Capital · TReDS · RXIL · M1xchange

Dul-fin (Dulcet Holding India) is India's premier AI-powered platform for Purchase Invoice Discounting, Import Finance, Working Capital Loans, and TReDS invoice discounting. We integrate with M1xchange, RXIL (Receivables Exchange of India), and Invoicemart — providing faster, AI-driven financing across all 28 states and 200+ cities. Better than KredX, Mintifi, Credlix. 6-hour sanction.

6-Hour AI Sanction
RBI-Compliant NBFC
50+ Lender Network
₹250Cr+ Disbursed

Purchase Invoice Discounting

PID · ₹10Cr–₹100Cr

Get instant liquidity against your purchase invoices. Dul-fin's AI-powered Purchase Invoice Discounting (PID) platform auto-discounts supplier invoices at optimal rates — integrated with TReDS exchanges (M1xchange, RXIL, Invoicemart). MSMEs and large corporates unlock working capital locked in purchase payables within 6 hours. Better than KredX, Mintifi, Credlix for purchase invoice financing in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Ahmedabad, Pune, Kolkata, and 200+ Indian cities.

  • AI auto-bid on purchase invoices via TReDS (M1xchange, RXIL)
  • ₹10Cr to ₹100Cr+ purchase invoice discounting
  • 6-hour sanction · RBI-compliant NBFC
  • Reverse factoring & dynamic discounting
  • All 28 states · 200+ cities · Multi-currency
Explore Purchase Invoice Discounting

Import Finance

Cross-Border · USD · EUR · GBP

AI-powered import financing for Indian businesses — letters of credit, import factoring, trust receipts, and pre-shipment finance. Dul-fin covers India-Singapore, India-UAE, India-UK, India-USA, India-Germany trade corridors in multi-currency (USD, EUR, GBP, SGD, AED). TReDS-linked domestic import invoice discounting via M1xchange and RXIL. Better than SBI, HDFC Bank, ICICI Bank, Axis Bank for import finance. ₹10Cr to ₹500Cr+ import facilities with 6-hour AI approval.

  • Import Letters of Credit (LC) · Standby LC · Bank Guarantees
  • Import Factoring & Trust Receipt Finance
  • Multi-currency: USD, EUR, GBP, SGD, AED, JPY
  • India-Singapore · India-Dubai · India-UK · India-USA corridors
  • TReDS-linked domestic import invoice discounting
Explore Import Finance

Working Capital Finance

₹10Cr–₹75Cr · 6-Hr AI Sanction

Dul-fin provides AI-powered working capital loans and facilities for MSMEs, SMEs, and large corporates across India. Get ₹10Cr to ₹75Cr working capital sanctioned in 6 hours — faster than any bank or TReDS platform. Our AI engine assesses GST data, MCA records, CIBIL scores, and banking patterns in real time to approve overdraft facilities, cash credit, invoice-backed working capital, and payables finance. TReDS-integrated via M1xchange, RXIL, Invoicemart for invoice discounting. Better than KredX, Recur Club, SBI, HDFC Bank, ICICI Bank for working capital finance in Mumbai, Delhi NCR, Bengaluru, Hyderabad, Chennai, Ahmedabad, Pune, Kolkata, Lucknow, Jaipur, and all 200+ cities.

₹10Cr

Min Facility

₹75Cr+

Max Facility

6 Hours

Sanction TAT

200+

Cities

TReDS Platform · RXIL · M1xchange Alternative

India's Best TReDS-Integrated AI Finance Platform 2026

When you search for TReDS, M1xchange, or RXIL (Receivables Exchange of India) — Dul-fin (Dulcet Holding India) is the premier AI-powered alternative and supplement. We integrate with all RBI-approved TReDS exchanges — M1xchange (Mynd Solutions), RXIL, Invoicemart (A.TREDS), C2treds, and DTX by KredX — while providing direct ₹10Cr–₹100Cr+ invoice discounting, bill discounting, and supply chain finance that no TReDS exchange alone can match. Our AI auto-bidding agent monitors TReDS exchange rates 24/7 and secures the best discount rates, outperforming manual treasury desks by 40+ basis points.

M1xchange

Mynd Solutions · TReDS

M1xchange is an RBI-approved TReDS exchange for MSME invoice discounting. Dul-fin integrates with M1xchange and also provides direct ₹10Cr–₹100Cr+ AI invoice discounting with 6-hour approval — faster and with more products than M1xchange alone. Better M1xchange alternative for Mumbai, Delhi, Bengaluru, Chennai.

RXIL

Receivables Exchange of India · TReDS

RXIL (Receivables Exchange of India Limited) is a joint venture TReDS exchange by SIDBI and NSE. Dul-fin integrates with RXIL TReDS and supplements it with direct AI-powered invoice discounting, bill discounting, reverse factoring, dealer finance, and cross-border trade finance across 200+ cities. Best RXIL alternative and supplement.

Invoicemart

A.TREDS · TReDS

Invoicemart (A.TREDS Limited) is another RBI-approved TReDS platform. Dul-fin integrates with Invoicemart TReDS and adds 47+ SCF products, 6-hour AI sanction, dealer finance, working capital, and multi-currency cross-border finance beyond what any TReDS exchange offers.

AI auto-bid on TReDS exchange (M1xchange, RXIL, Invoicemart) 24/7
Direct ₹10Cr–₹100Cr+ invoice discounting without TReDS dependency
Bill discounting, reverse factoring, vendor finance, dealer finance
6-hour AI sanction vs multi-day TReDS cycles
TReDS-linked MSME invoice discounting across all 28 states
Multi-currency cross-border SCF (USD, EUR, GBP, SGD, AED)
RBI-compliant NBFC · ₹250Cr+ disbursed · 500+ corporates
200+ cities: Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Ahmedabad

India's #1 AI-Powered Purchase Invoice Discounting, Import Finance, Working Capital & TReDS Platform

Dul-fin (Dulcet Holding India Pvt Ltd) is India's most advanced AI-powered finance platform for Purchase Invoice Discounting (PID), Import Finance, Working Capital Loans. Our 60+ autonomous AI agents handle credit appraisal, document verification, lender matching, and TReDS auto-bidding 24/7, delivering 6-hour sanctions across all 28 Indian states and 200+ cities including Mumbai, Delhi NCR, Bengaluru, Chennai, Hyderabad, Ahmedabad, Pune, Kolkata, Surat, Jaipur, Lucknow, Coimbatore, and Kochi. For purchase invoice financing, our AI auto-discounts supplier invoices at optimal TReDS rates. For import finance, we offer letters of credit, import factoring, trust receipts, and multi-currency facilities (USD, EUR, GBP, SGD, AED) across India-Singapore, India-UAE, India-UK, and India-USA corridors. For working capital, our AI engine approves ₹10Cr–₹75Cr overdraft, cash credit, and invoice-backed facilities in 6 hours. Apply at dulcetholding.com.

Purchase Invoice Discounting · Import Finance · Working Capital · TReDS · RXIL · M1xchange — All in one platform

Generative Engine · Use-Case Optimizer

We'll optimize the AI engine
for your specific use case.

Select what you're building — Dulcet's 2026 generative engine will calibrate AI models, workflows, and dashboards to match your exact scenario.

Not sure yet? Open AI Cockpit

Live AI Workflow Cinema

See Automation Live

Real disbursement journeys — animated node graphs, AI terminal feed, audio narration

ARIA
7 SCENES

MSME Loan — AI Disbursement

₹10L–₹10Cr · Enquiry to Funds in 6 Hours

NOVA
4 SCENES

TReDS — Auto-Bid Discounting

Invoice Upload → RXIL Auction → Funds in 24 Hours

VERA
4 SCENES

Video KYC — 60 Seconds

RBI Norms · Liveness · Face Match · Aadhaar e-KYC

FLUX
4 SCENES

SeePay UPI — Instant Payments

UPI 2.0 · Bulk Payroll 500 Staff · NPCI Compliant

21 Finance Products · AI-Powered

Complete Product Catalogue · 16 Additional Products

Live · Real-Time AI OS

Dul-fin RTOS —
Self-Thinking AI Operating System

6 autonomous AI agents — Perception, Thinking, Action, Learning, Watchdog & SelfHealing — running the OODA loop 24/7 to govern every operation in real time.

RTOS · IDLE
6 Agents · 1 Cycles
Perception
Thinking
Action
Learning
Watchdog
SelfHealing

Live Activity · Real-Time Data

3

Applications

2

Sanctioned

50+

Lenders

1,000+

Enquiries

12,000+

AI Appraisals/Day

6 Hrs

Sanction TAT

Live AI Neural Architecture · 38 Modules · 53 Synaptic Links

Multi-Module AI Neural Network

Every module is a live node — real-time data flows, AI orchestration signals, and cross-platform synapse connections visualised below.

AI5 modules
Lending7 modules
Trade7 modules
Invest6 modules
Ops7 modules
Ent6 modules
Live Performance Intelligence

Platform Analytics &
Turnaround Intelligence

Real-time loan assessment TAT, AI agent throughput, and platform engagement — refreshed every 4 seconds.

-12%

5.8 hrs

Avg TAT

+8%

12,400/d

AI Throughput

+22%

4,280

Daily Sessions

+3.1%

59.7%

Conversion Rate

-0.04%

0.18%

NPA Rate

Loan Assessment TAT — 7 Day Trend

Hours from application to sanction by product

LIVE

Stage-Level TAT Breakdown

Actual vs target hours per stage

TODAY

Portfolio Product Mix

Share by loan type (current quarter)

Q2 2026
Client Stories

What Our Clients Say

"The origination agent traversed MCA, GSTN and CIBIL portals through the night and had our complete credit appraisal dossier ready by morning."
RK

Rajesh Kumar

MD, Kumar Exports Pvt Ltd

"The AI engine scrutinised our 400-page loan papers, identified three covenant infractions we had overlooked, and proposed a more favourable facility."
PS

Priya Sharma

CFO, TechStart Pvt Ltd

"The autonomous TReDS discounting agent stands sentinel around the clock and secures bill discount rates 40 basis points better than our treasury desk."
VR

Venkat Raman

CEO, Raman Industries Ltd

"The origination agent traversed MCA, GSTN and CIBIL portals through the night and had our complete credit appraisal dossier ready by morning."
RK

Rajesh Kumar

MD, Kumar Exports Pvt Ltd

"The AI engine scrutinised our 400-page loan papers, identified three covenant infractions we had overlooked, and proposed a more favourable facility."
PS

Priya Sharma

CFO, TechStart Pvt Ltd

"The autonomous TReDS discounting agent stands sentinel around the clock and secures bill discount rates 40 basis points better than our treasury desk."
VR

Venkat Raman

CEO, Raman Industries Ltd

Global Footprint

Our Presence &
Operations

Headquartered in Coimbatore, India — with operations across Europe, Southeast Asia, and the USA.

🇮🇳

India (HQ)

Coimbatore, Tamil Nadu

🇸🇬

Singapore

ASEAN & Trade Hub

🇺🇸

USA

North America Operations

🇪🇺

Europe

Ireland · Italy · Netherlands · Luxembourg

68%

Cross Border Finance

24%

Lease Finance

7%

Direct Loans

1%

Factoring

3rd floor, Site No. 12, Sathirvedhi Nagar,
Senthil Nagar, Coimbatore – 641006,
Tamil Nadu, India
Secure Access

Access Your Dul-fin

Log in to your Dul-fin dashboard — manage loans, track applications, access AI tools and all financial modules.

Customer Login

Apply for loans, track applications, manage EMIs and access your financial dashboard.

Lender / Partner Login

Review applications, set lending criteria, monitor portfolio and access lender analytics.

Admin / Staff Login

Full platform access — CRM, underwriting, compliance, HR and operations dashboard.

New to Dul-fin? Start your application without an account

Live · 40 Modules · 12 Active Data Flows

Multi-Module AINeural Architecture

Advanced interconnection hub — every module is live-linked with AI-orchestrated data fetching, cross-platform synaptic flows, and autonomous signal routing.

Active Modules40
Data Flows / Day28,400+
AI Decisions / Hr1,200+
Synapse Links48
Live AI Neural Architecture · 38 Modules · 53 Synaptic Links

Multi-Module AI Neural Network

Every module is a live node — real-time data flows, AI orchestration signals, and cross-platform synapse connections visualised below.

AI5 modules
Lending7 modules
Trade7 modules
Invest6 modules
Ops7 modules
Ent6 modules
Live AI Data Flows

Cross-Module Signal Routing

CRM LeadLOS Application
AI Lead Scoring
2,340/day
LOS ApplicationDocument Hub
Auto Document Request
890/day
Document HubAI Verification
Vision OCR Engine
1,200/day
AI VerificationUnderwriting
Deep Reasoning AI
450/day
UnderwritingSanction Engine
Credit Policy Check
320/day
Sanction EnginePayment Gateway
Auto Disbursal
280/day
Invoice UploadTReDS Exchange
Auto-Bid Agent
1,800/day
TReDS BidSCF Ledger
Remittance Confirm
960/day
Risk SentinelNPA Provisioning
Basel III Engine
10k signals/s
WhatsApp BotCRM Timeline
Customer Msg Sync
4,500/day
GST PortalCompliance Hub
Auto Filing Check
Daily
MCA PortalEnrichment DB
Director Scrape AI
Real-time

Complete Module Registry

LIVE

AI Cockpit

AI Hub

AI Load87%
LIVE

AI Agent Workspace

AI Hub

AI Load72%
LIVE

AI Skills Hub

AI Hub

AI Load65%
LIVE

Agent Hub

AI Hub

AI Load58%
LIVE

Platform Intelligence

AI Hub

AI Load80%
LIVE

AI Skills Engine

AI Hub

AI Load91%
LIVE

Loan Hub

Lending

AI Load76%
LIVE

Loan Origination

Lending

AI Load68%
LIVE

Loan Management

Lending

AI Load55%
LIVE

MSME Credit

Lending

AI Load44%
LIVE

BNPL Workflow

Lending

AI Load38%
LIVE

P2P Lending

Lending

AI Load32%
LIVE

Dealer Finance

Lending

AI Load47%
LIVE

SCF Platform

Trade & SCF

AI Load88%
LIVE

TReDS / RXIL

Trade & SCF

AI Load94%
LIVE

Trade Finance Hub

Trade & SCF

AI Load62%
LIVE

Invoice Management

Trade & SCF

AI Load71%
LIVE

SCF Kanban

Trade & SCF

AI Load53%
LIVE

Anchor Database

Trade & SCF

AI Load41%
LIVE

Bill Discounting

Trade & SCF

AI Load67%
LIVE

B2B Receivables

Trade & SCF

AI Load59%
LIVE

Investments Hub

Investments

AI Load48%
LIVE

Mutual Funds

Investments

AI Load36%
LIVE

Forex Trading

Investments

AI Load52%
LIVE

Insurance

Investments

AI Load28%
LIVE

Investor Portal

Investments

AI Load33%
LIVE

Neo Banking

Investments

AI Load41%
LIVE

CRM System

Operations

AI Load96%
LIVE

Analytics Hub

Operations

AI Load78%
LIVE

Documents Hub

Operations

AI Load82%
LIVE

Compliance Hub

Operations

AI Load61%
LIVE

Workflow Automation

Operations

AI Load74%
LIVE

Payments Hub

Operations

AI Load85%
LIVE

Ledger System

Operations

AI Load69%
LIVE

Admin Hub

Enterprise

AI Load77%
LIVE

HRMS Hub

Enterprise

AI Load44%
LIVE

E-Signing

Enterprise

AI Load38%
LIVE

Module Network

Enterprise

AI Load56%
LIVE

Platform Suite

Enterprise

AI Load62%
LIVE

D365 Finance

Enterprise

AI Load47%

AI-Native Architecture Principles

Every module follows the same AI-first design contract — zero manual data entry, perpetual memory, real-time sync.

Deep Reasoning Engine

Every decision backed by multi-step reasoning across 500-page documents, covenant checks, and financial ratios.

Cross-Module Data Sync

CRM → LOS → LMS → Ledger — all automatically synced. No re-entry. AI carries context across every stage.

Compliance Intelligence

RBI, SEBI, DPDP, Basel III — statutory obligations auto-checked at every module boundary in real time.

10k Signal/Sec Processing

NPA sentinel, FX risk monitor, and anomaly detection operating continuously across the entire portfolio.

Autonomous AI Agents

6 purpose-built agents traversing government portals, exchanges, and compliance systems without human oversight.

Perpetual Memory Layer

Every client interaction, document, and decision stored in sovereign on-prem AI vault with cross-session recall.