Dulcet Holding

A global industry has been created to launch and scale these platforms. According to Fintech Global, in 2017 alone, venture capital firms invested INR 667.99  billion in 233 deals involving lending platforms.

Because a lot of money flows through this site. Because that's enough to attract the attention of some of the biggest banks in the world. According to Transparency Market Research, the channel accounted for INR 1966.44 billion in loans worldwide in 2020, less than half of which came from the India. We are targeting INR 1 trillion by the end of 2024.

​​

P2P lending versus Market lending.

​​

When platform lending was new, part of its appeal was that it allowed individuals with only hundreds or thousands of rupees to invest to make loans to other people — peers — who wanted to borrow similar amounts. Over the years, banks and other major institutions became more active, crowding out true P2P lending. Although some developing economies still have robust P2P platforms, Dulcet Holding is one of only a few start-ups in the India which is driven by NFT. through which retail investors participate on par with institutional investors.

​

Balancesheet vs. marketplace lending

​

The borrower’s income and creditworthiness form the basis for marketplace lending terms. Applicants prove this with tax or bank documents or provide a forward-looking business plan. In some cases, lenders make decisions based solely on the borrower's statements. This is different from balance loan, which is another form of platform loan. A mortgage on an asset that is an asset on the balance sheet includes a balance loan. To learn more about market lending, click here to open our glossary.