Product & Services
Buyer's Credit
Buyer's Credit is our unique credit facility programme that motivates Indian exporters to explore new geographies. Through this programme, the overseas buyer can open a "letter of credit" in favour of the Indian exporter and can import goods and services from India on deferred payment terms.
While on the one hand, the exporter enjoys reduced transaction costs and complexities of international trade transactions, on the other hand, the Indian exporter gets to compete in the international market and can continue to put his working capital to good use to scale up operations.
While Indian companies avail of buyers credit from other international financial institutions in order to finance their imports at competitive LIBOR rates, buyer's credit that we provide can only be used for the export of Indian goods or services.
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Dulcet Holding Blockchain-enabled Supply Chain Finance Solution
Corporate Banking
We offer a range of financing programmes to enhance the export-competitiveness of Indian companies. We provide 360 degree support to export-oriented units by catering to long-term loan requirements that help exporters finance new projects, expand, modernize or purchase new equipment or carry out R&D; and cater to their working capital and overseas investment requirements.
We have played a catalytic role in building "brand India" by partnering with micro, small and medium enterprises (MSMEs) and enhancing their global footprint. Not only that, we have made significant strides in contributing towards economic development through our Grassroots Initiative and Development programme. Our aim is to strengthen the export capabilities of our rural enterprises and ensure all-round economic development and to enhance the purchasing power from the bottom of the pyramid.
Lines of Credit
From our inception we have been extending Lines of Credit (LOC) to enable Indian exporters to enter new geographies or expand their business in existing export markets without any payment risk from overseas importers.
We put special emphasis on extending LOC as an effective market entry tool as well as a means of market diversification for Indian exporters. We extend LOCs to overseas financial institutions, regional development banks, sovereign governments and other entities overseas, to enable buyers in those countries to import developmental and infrastructure projects, equipments, goods and services from India, on deferred credit terms. We extend LOCs on our own and also at the behest and with the support of Government of India.
Overseas Investment Finance
For over three decades, we have enhanced export opportunities for India and driven the economic growth of the nation. We have attempted to integrate foreign trade and investment opportunities to build value over the long term.
At a time when India is readying to make a mark on the global arena as a manufacturing hub, to invest abroad for seeking resources, markets, efficiencies or even strategic assets, we encourage Indian companies to invest abroad and are here to facilitate conditions for that.
Dulcet Holding Purchase Requisition to Purchase Order Solution
An efficient procurement process is critical for simplifying an organization's supply chain. Since manual and paper-based processes act as a bottleneck in the procurement lifecycle, organizations should embrace digital to ensure ideal vendor selection, timely payments and order delivery, and enhanced control and visibility.
Project Exports
Indian project exporters have secured diverse contracts exemplifying their versatility and technological capabilities. We, at Dulcet Holding, have been one of the prime movers in encouraging project exports from India; and have enabled Indian companies to secure contracts across various geographies over two decades and supplement the development objectives of host countries. We have been providing a steady stream of support to project activities in engineering, procurement, construction (civil, mechanical, electrical or instrumental). This includes the provision of specific equipment related to supplies, construction and building materials, consultancy, technical know-how, technology transfer, design, engineering (basic or detailed). We also support existing or new projects, plants or processes that require additional assistance in processes such as international competitive bidding: including multilaterally funded projects in India.
Equipment Financing and Leasing
Equipment Leasing
Leasing is similar to borrowing, however in a lease, it’s the lender that purchases the equipment and then leases (rents) it back to you for a flat monthly fee—sometimes lower than the payment on a loan would be. Most equipment leases come with a fixed interest rate and fixed term, but interest rates and terms can vary depending upon the leasing company and your credit profile. You can expect to see anywhere from high single digits to double digits, so it makes sense to shop around before you commit. At the end of the lease, you may be able to purchase the equipment at fair market value, or a predetermined amount—sometimes for as little as INR 10000, depending upon the lease.
Equipment loans can come from a variety of sources depending upon your credit worthiness and the nature of the equipment being purchased. These sources could include: Commercial banks Credit unions Online lenders Equipment financers